Category Archives for "Finances"

March 12, 2016

How to Actually Pay for Your Wedding

Lots of people can advise you on how to save money on your wedding, like having a wedding budget to stick to and doing loads of amazing little DIY tricks yourself, but not many tell you how to actually pay for your wedding.Actually Pay for Your Wedding

With the average UK wedding costing in excess of £20,000, you can forgive people for thinking they’ll never be able to afford to get married. The truth of the matter is that about 1/4 of your budget will go on the venue and food so getting the venue at the correct price is vital. Before you start planning you also need to know who is chipping in and how much they will be contributing.

If you’ve not saved any money towards your wedding yet, you have a big job ahead but saving up and paying deposits isn’t impossible. Follow these tips on how to actually pay for your wedding by making a few sacrifices.Continue reading

7 Ideas to Help you Save Money for Your Wedding

7 Ideas to Help you Save Money for Your Wedding

Now we have started to pay for our wedding we are feeling the pinch. It’s so much easier when you’re a wedding planner, it’s not your money that you’re spending. I know we have to make sacrifices to pay for our big day, so I sat down and started to think about where we could save money in our everyday spending so that we could put that money towards paying for the wedding. Here are 7 ideas I had of how you can save money for your wedding.

1 – Put together a budget – and stick to it!

As I’ve said before, the first thing you should do as a couple is sit down and work out how much you can afford to pay for your wedding. I have 2 spreadsheets; one with our monthly income and outgoings so we know how much spare cash we have per month and one with our wedding budget. The wedding budget has an estimated and actual column, if we overspend in one area, we have to save in another and balance out the columns. I’m a bit of a spreadsheet geek (I use them for everything) but I promise this really helps you keep on top of your spending, to see that total figure at the bottom keep increasing can be rather scary!Continue reading

Would You Buy Second Hand to Save Money on Your Wedding?

The pressure is on to have the perfect big white wedding, but with the average UK wedding costing in excess of £23,000 most people can’t afford to have everything they want. As a bride to be myself I’m having this very struggle… Pinterest wedding would probably cost £50,000!!!!

Princess wedding with horse and carriage

So, in order to stay within budget, what do we not have at our wedding? Everything on the list is really important to us. An option to save on the budget is to go second hand. have conducted some market research and found that 63% of couples would hire or buy second hand items for their wedding day but less brides would hire a wedding dress than grooms would hire their suits.

Would you opt for a pre-loved wedding dress? You can save up to 75% on the retail price if you buy a second hand dress, plus you can still have it fitted to you. If you buy a dress that is too long you can also have the hem taken up to get rid of any marks that may be left from the previous owner. I have to admit that this is something I have looked into as all the dresses I like are £1500+ and I have seen the same pre-loved dresses from £250. Or would you consider hiring your dress?

Sophia Tolli Y21372

The research by has also shown that couples place more importance on their venue than their transportation. I can second this as we have gone over budget on our venue because we wanted somewhere amazing for the photographs and for our friends and family to enjoy….plus we are not having any transport! There is no way I am sitting down in my beautiful dress until the photos have been taken…can you remember the back of Princess Diana’s dress when she got out of her carriage?!?!?

I know that we will not compromise on the venue, photographer, videographer and rings…..these things are important to us and will give us the lasting memories which are worth spending a good bulk of our budget on. We will consider hiring and buying other items second hand and may also be doing a little DIY to save money in other areas. I think it is important to sit down and work out what the most important elements of your wedding are to you and your partner and that is where to spend your budget. You can then look into saving money on other things whether that be buying second hand, hiring items or doing a little DIY!

Where is your budget being blown? Have you considered buying second hand or hiring? What are you planning on DIYing? I’d love to know all your little tips on how you are saving money on your wedding.

How to Save Money on your Wedding

This is one of the most frequently asked questions. Everyone wants their wedding to be amazing in their own special way, but most people can’t afford everything on their wishlist. I’ve listed a few ideas of how you can save money without compromising quality.

Personally, I think there are a few areas that you should never skimp on. I always recommend using a professional photographer, your photographs are one of the only things you will have in years to come and if they go wrong you will never be able to recreate those moments ever again. I’ve never had a bride wish they hadn’t booked a professional photographer, but I have mopped up many tears from those who wish they had! A videographer is another must for me, your photographs will capture many an amazing moment, but a videographer will capture your vows, speeches and your first dance. Those are things you will never hear again without a videographer, and again it is always best to use a professional. My final thing are your wedding rings. These should last a lifetime. I know you can buy new, more expensive ones in time but they aren’t going to be the ring you put on your finger that day. Try to get something that you want to wear for years to come and that will also last.


With that said, if you follow some of my tips below you should be able to save some money and spend on what you find the most important parts of your big day.

  1. Marry out of season – Summer is still the most popular time to get married. Choose a less popular month like January or October and venues and vendors may offer you a discount. This means you could be able to afford that manor house you’ve always wanted but never dreamed of affording.5370783980_1e069129ef_o
  2. Avoid a weekend wedding -Most venues get booked Friday – Sunday. If you can marry Monday-Thursday you may be able to book a venue at a reduced cost. If you give your friends and family enough notice, there should be no issues with people attending through the week.
  3. Watch out for a jewellery sale – Most jewellers have sales throughout the year. Wait for a sale before buying your wedding rings and you could save upto 50%. Either get the ring you wanted for less, or splash out on a better one! 1861595749_cfc2551a4b_o
  4. Hold your ceremony and reception in the same place – Look for a venue that has a civil marriage licence and that also hosts receptions. You can normally get a deal when holding the whole wedding in once place plus you save on transport costs. It’ll also keep your guests sweet as no one has to worry about driving!
  5. Get your dress in a sample sale – Keep an eye out for any sample sales taking place in your area. Lots of boutiques have a sale to get rid of stock before new stock arrives. You can pick up a brand new dress, most are in excellent condition, for up to 70% off the full price. Remember to factor in your alteration costs as many boutiques don’t offer an alteration service on dresses bought in sample sales or off the sale rail.
  6. Consider DIYing your wedding cake – If you’re a little crafty (as in arty, not sneaky!!!), you can buy iced wedding cake tiers from the high street and decorate the cake yourself. This can save you £100’s. If you’re not confident, please leave it to the professionals!5745391958_22cfe23d71_o
  7. Work out how many people you can afford to invite and stick to it! – Don’t keep adding to your guest list. If someone declines your invitation, do not invite someone else in their place, take the opportunity to save that money! Invite less people to the daytime and more to the evening, this can save you around £50-£75 per head.
  8. Use flowers that are in season – Ask your florist what flowers are in bloom for the time of year you’re getting married. They will be much cheaper than sourcing something that’s not in bloom. Also ask your florist what will have the biggest impact for the least money, they should be able to help you make a large impact for a smaller budget if your not set on certain flowers.7685527724_15dd9ec955_o
  9. Something borrowed – it’s lucky to have something borrowed on your wedding day, so ask around and see what you can borrow and save money on…you’ll be amazed what your friends and family will have lying around!
  10. Compare vendors – Before booking a vendor, make sure you have looked around and compared quality and prices. Don’t book the first vendor you meet. Make sure you know what you are getting for the price agreed. Remember, the cheapest is not always the best deal. Always use a professional and check they are insured.
  11. Look at dresses on the High Street – There are some amazing wedding and bridesmaid dresses available on the high street. Check them out before hitting the designer boutiques.
    Debenhams Debut Wedding Dress £199

    Debenhams Debut Wedding Dress £199

  12. Ditch the favours – You have paid for your friends and family’s food and drink…do you really need to give them a present for coming too???

If you have any other ideas on how to save money without compromising on quality, I would love to hear them! Feel free to leave a comment or drop me an email.

March 7, 2014

Would You Enter Into A Prenup? And Why I Would Sign One

At the moment ‘Prenups’ are not legally binding in the UK. But this may all change as ministers are due to discuss the shake-up of divorce laws after a proposal is issued by the Law Commission later this month. The proposals are likely to suggest that a judge ‘considers’ pre-nuptial, post-nuptial and separation agreements when couples are divorcing. But with the average cost of drawing up a prenup being £750, would many couples be likely to add that into the cost of their wedding? Do you think a prenup undermines a marriage and trust?


Personally I think it’s a sensible thing for you both to do as a couple. It protects both of you for the future and I look at it more of an insurance policy rather than a lack of trust. No one wants to think that their marriage isn’t going to last, but you can’t argue with statistics. You only have about a 5% chance of being burgled, but you still have home insurance to protect you in case it happens and if you add up your premiums over the years I bet it comes to more than £750. Yet about 42% of marriages end in divorce, so why would you not protect yourself with a prenup? Surly £750 is a small price to pay to make sure everything is settled fairly if the worse was to happen.

I think you are a lot more rational at the start of a relationship and are more likely to come to a fair agreement when deciding on a prenup than you are during a divorce. When you are in love, you want your partner to be happy. You are more likely to make balanced judgments when it comes to division of assets and what would happen with access to any children you might have. During a divorce, bitterness can creep in and you don’t want your ex to have anything from the house and children can be used as a weapon to hurt the other person. You can spend a small fortune on solicitors as you fight over the smallest things and the stress can be immense. By having a prenup in place, it could save you a lot of time, money and aggravation in the long run.


So, would you sign a prenup??? You’re going to be married forever, so what do you have to lose???